Complete Guide to Health Insurance Coverage for the FreeStyle Libre 3 Plus

Complete Guide to Health Insurance Coverage for the FreeStyle Libre 3 Plus
The FreeStyle Libre 3 Plus represents a breakthrough in continuous glucose monitoring (CGM), offering people with diabetes real-time readings, smartphone integration, and lasting comfort. But one common question remains: “Does my insurance cover it?”

Navigating health insurance coverage for FreeStyle Libre 3 Plus can feel overwhelming. That’s why EZ DME Solutions created this detailed guide to help you understand coverage criteria, costs, and steps to qualify through your provider or insurance plan.

Let’s make CGM coverage simple and accessible — so you can focus on what matters most: better blood sugar control and peace of mind.

Why Health Insurance Coverage Matters for CGM Devices

CGMs like the FreeStyle Libre 3 Plus are classified as Durable Medical Equipment (DME) under most U.S. insurance plans. That means, with proper documentation, your insurance may pay for part or even 100% of the device and supplies.

Understanding how coverage works can save you hundreds of dollars every month and ensure continuous access to your diabetes technology.

What Is the FreeStyle Libre 3 Plus?

The FreeStyle Libre 3 Plus is Abbott’s newest CGM sensor, building on the trusted Libre series. It delivers:

Real-time glucose updates every minute via Bluetooth

14-day sensor wear for long-lasting comfort

No fingersticks or calibration needed

Accurate readings with FDA approval for adults and children

You can view readings directly on your smartphone using the Libre 3 app, making daily diabetes management easier and more intuitive.

Learn more about the device here:
👉 FreeStyle Libre 3 Plus Sensor System – EZ DME Solutions

How Health Insurance Coverage for FreeStyle Libre 3 Plus Works

Most insurance providers—including Medicare, Medicaid, and private insurers—cover CGM systems when patients meet specific clinical criteria.

Common requirements include:

• A confirmed diagnosis of Type 1 or Type 2 diabetes
• Evidence of frequent glucose monitoring or insulin use
• A prescription from your physician or endocrinologist
• Documentation showing the medical necessity for a CGM

Once these are in place, EZ DME Solutions can coordinate directly with your insurance and physician to simplify approval.

Steps to Get Your FreeStyle Libre 3 Plus Covered

Check Your Eligibility:
Visit the EZ DME Solutions shop page and submit a quick insurance eligibility form.

Provide Medical Documentation:
Your doctor will share your prescription and medical history with our team to support the coverage claim.

Insurance Verification:
We contact your insurance provider to determine copay or coverage percentage.

Delivery to Your Door:
Once approved, your FreeStyle Libre 3 Plus system is delivered to your home with no extra paperwork.

At EZ DME Solutions, our goal is to make CGM access quick and hassle-free for every patient nationwide.

Does Medicare Cover the FreeStyle Libre 3 Plus?

Yes! As of 2024, Medicare Part B covers CGM devices like the FreeStyle Libre 3 Plus for eligible beneficiaries who:

Use insulin three or more times per day, or

Experience frequent hypoglycemia

You’ll generally pay 20% of the Medicare-approved amount after meeting your Part B deductible.

👉 See official coverage criteria on the Centers for Medicare & Medicaid Services (CMS) website.

Private Insurance and Employer Plans

Most commercial insurance plans (including Blue Cross Blue Shield, Aetna, Cigna, and UnitedHealthcare) cover the FreeStyle Libre 3 Plus system as part of DME benefits.

Copays and deductibles vary, so working with an authorized supplier like EZ DME Solutions can ensure you receive the best coverage available.

How EZ DME Solutions Simplifies the Process

Getting a CGM covered shouldn’t feel like a bureaucratic battle. Here’s what sets EZ DME Solutions apart:

• Free eligibility checks within 24 hours
• Direct insurance billing — no hidden fees
• Dedicated support team to handle forms and follow-ups
• Nationwide shipping and fast delivery for approved patients

We’ve helped thousands of patients access the FreeStyle Libre 3 and Dexcom G7 through insurance—saving time and money while enhancing their care.

Tips to Maximize Your Insurance Benefits

• Verify coverage annually: Plans may change each year.
• Ask about preferred suppliers: Some insurers require specific DME vendors.
• Bundle your supplies: Include test strips or inserters for better rates.
• Keep records: Maintain receipts and prescriptions for renewals.
• Consult your doctor: They can provide medical necessity documentation if needed.

Other DME Devices Covered by Insurance

Explore other insurance-eligible products from EZ DME Solutions:

Dexcom G7 Continuous Glucose Monitor

Insulin Pump t:slim X2 Basal IQ

FreeStyle Libre 3 Sensor

These devices work together to create a complete diabetes management solution under most insurance plans.

External Resources and References

Abbott FreeStyle Libre Official Website

American Diabetes Association – Diabetes Treatment Guide

Centers for Medicare & Medicaid Coverage Policies

These trusted organizations offer up-to-date guidance on insurance coverage and diabetes care policies.

Final Thoughts

Securing health insurance coverage for FreeStyle Libre 3 Plus should never be a barrier to better diabetes management.

With support from EZ DME Solutions, patients can navigate the process easily, qualify for coverage, and receive their CGM supplies quickly — without stress or confusion.

Our team is ready to help you get started today.
💙 Take the first step toward better control and lower out-of-pocket costs by checking your eligibility now at EZ DME Solutions.